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Is there anything I should do before I go to the closing?
Prior to your actual closing day, there are several things you should have done to prepare for the closing: You should have reviewed the letter of commitment from your lender and read and understood all the terms of the loan they are proposing to give you. You need to be sure that all inspections have been done on the property, and that you have inspected to see that any work (such as termite repair, roof repair, plumbing repair or the like) has been done. You should have read the title search report and reviewed the survey, or plot plan of the property. The survey will confirm the property's boundaries are exactly as described in your purchase agreement. You should have obtained a homeowner's insurance policy and provided this information to the closing agent. You should have performed a final walk-through inspection to examine the property within the last 24 hours before closing. You will want to make certain that everything is in the condition that it was in when you made your offer to purchase. You should have your certified or cashier's check payable to the closing agent to cover the closing costs and the balance of funds due. If you are well prepared for your closing, everything should go smoothly and quickly.
Copyright © 2009 Sandy Gadow. This article may not be resold, reprinted, resyndicated or redistributed without the written permission from Escrow Publishing Company.
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